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Quote and Purchase Boat Insurance online or by phone. Customize your quote using our edit and shop options, and when you're ready to purchase, we can email the policy within minutes. Whether you just bought a boat or you’re looking to renew your policy, we have the information you need to find the best boat insurance rate.








like the updated website and handling the signed app is magnificent. Already liked United Marine, you have all my boat business from here on out. Excellent and very caring of your agents and policyholders. Product coverages are the best as well. You are likely the best insurance carrier we've ever done business with from head to toe, right down to the customer service reps and underwriters we work with. Thanks!! Mike R - Agent




No two policies are the same; all boat insurance companies have different terms and conditions. We have created an in-depth review to help you compare or review basics. With our side by side comparison, you will fully understand insurance coverage, including factors that affect cost.


What You Need To Know


Review Side By Side


How Much Does It Cost




United Marine Underwriters has created a complete Boat Insurance Guide. Below is a snippet of a how your paid for a partial loss and a sample coverage chart. Click here for the entire review.

When discussing insured value and how a policy will pay, most people think about a total loss. This is important, but the majority of claims are partial losses. Depending on how your policy pays a partial loss could cost you several thousand dollars above your deductible.

There are two different ways to pay in the event of a partial loss. One is to replace the damaged items new for old without deducting for depreciation. The second is to depreciate the damaged items.

Depreciated Value is defined as Replacement Cost less depreciation. Most companies use a non-published depreciation schedule that applies to partial losses. An example may be 7% depreciation per year on a stern drive or 15% depreciation per year on .... Click Here To Continue Reading



Find Your Best Boat Insurance Quote

We understand that you need coverage that meets your needs. We’re here to help you find your best possible boat insurance quote. As marine industry leaders, we offer a broad range of coverage, from the most basic insurance policy to the broadest. Get A Quote

Instant Quotes & Purchase Online

We are specialists in the marine insurance field and provide boat owners with the best rates and insurance options. We have been providing quality and competitive insurance quotes and services to boat owners and insurance agents since 1990.