• Passenger Tours
• Pro Angler
• Boat Clubs
• Commercial Fishing
• Sailing Schools
• Real Estate Tours
• Artisan-Utility
• Time Share Ownership
• Occasional Charter Boats
• Six Pack Charter Boats
• USCG Inspected Charter Boats
• Bare Boat Charters
• Fishing Guides

Coverage is currently available in all states for Six Pack Charters, Occasional Charter and Fishing Guides.

All other commercial marine coverages is available in all states except KS, HI, ME, PR and VT

Passenger Tours   Get A Quote

Passenger Tour policies are typically written for up to 50 passengers. Up to 100 passengers will be considered on an exception-type basis. These risks would include a sightseeing, dinner cruise; a water taxi service or a charter fishing boat service, for example. Boat must be USCG inspected and the operator must have a qualifying USCG license.

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Pro Angler   Get A Quote

This policy is for the professional angler who, in addition to operating as a fishing guide or fishing tournaments, also makes professional appearance at boat shows, fishing shows and other events.

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Boat Clubs   Get A Quote

A boat club is an organization that typically owns several boats and has paying members. The members pay a yearly fee to use the boats a set number of times per year. The members have no ownership in the boats. Coverage typically extends to the members.

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Commercial Fishing   Get A Quote

This program provides coverage to commercial fishermen. This can include shrimpers, lobster boats, hook and line, or fishing with a net. The program is aimed at the sole proprietor of smaller boats less than 45’. Crew coverage is not offered.

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Sailing Schools    Get A Quote

A Sailing School teaches a person how to sail. We would insure the instructor and students while aboard the boat.

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Real Estate Tours    Get A Quote

This program is for the real estate agency who takes clients out by boat to view property.

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Artisan-Utility   Get A Quote

This program will insure someone who uses their boat within their occupation and commercial exposure exists. These could include water samplers, surveyors, bridge inspectors, dock installers, mail carriers, crew boats, and other various type risks.

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Time Share Ownership   Get A Quote

The time share operates similar to a time share condo in that the owner gets to use the boat a set number of days or weeks each year. The time share owner is part owner of the boat.

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Occasional Charter or Fishing Guide   Get A Quote

This is for the boat owner who wishes to offset some expenses by offering part-time, occasional charters or guide services. Based on the location of the vessel we can offer up to 24 charter-guide days per year. Must have USCG captain license or guide license.

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Six Pack Charters   Get A Quote

This is for fishing charters or similar activities and allows up to 6 paying passengers. A licensed USCG Captain is required. This can be the boat owner or a paid captain. Additional crew coverage is available.

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USCG Inspected Charter   Get A Quote

This is for fishing charters or similar activities and allows more than 6 paying passengers. The number of passengers allowed is determined by the USCG. A licensed USCG Captain is required. This can be the boat owner or a paid captain. Additional crew coverage is available.

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Bare Boat Charter   Get A Quote

A Bare boat charter is similar to a boat rental business. With this risk, the boat is generally larger, higher in value, the rental period is longer and the renter is an experienced boater. In this program the coverage extents to the renter.

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Fishing Guides   Get A Quote

This risk is for smaller, bass-style boats operating inland and carrying 2 or 3 passengers. Most states require that the operator possesses a Guide License or USCG License.

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