Coverage is currently available in all states for Six Pack Charters, Occasional Charter and Fishing Guides.
All other commercial marine coverages is available in all states except KS, HI, ME, PR and VT
Passenger Tours Get A Quote
Passenger Tour policies are typically written for up to 50 passengers. Up to 100 passengers will be considered on an exception-type basis.
These risks would include a sightseeing, dinner cruise; a water taxi service or a charter fishing boat service, for example.
Boat
must be USCG inspected and the operator must have a qualifying USCG license.
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Pro Angler Get A Quote
This policy is for the professional angler who, in addition to operating as a fishing guide
or fishing tournaments, also makes professional appearance at boat shows, fishing shows and other events.
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Boat Clubs Get A Quote
A boat club is an organization that typically owns several boats and has paying members. The
members pay a yearly fee to use the boats a set number of times per year. The members have no
ownership in the boats. Coverage typically extends to the members.
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Commercial Fishing Get A Quote
This program provides coverage to commercial fishermen. This can include shrimpers, lobster
boats, hook and line, or fishing with a net. The program is aimed at the sole proprietor of
smaller boats less than 45’. Crew coverage is not offered.
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Sailing Schools
Get A Quote
A Sailing School teaches a person how to sail. We would insure the instructor and students while
aboard the boat.
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Real Estate Tours
Get A Quote
This program is for the real estate agency who takes clients out by boat to view property.
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Artisan-Utility Get A Quote
This program will insure someone who uses their boat within their occupation and commercial
exposure exists. These could include water samplers,
surveyors, bridge inspectors, dock installers, mail carriers, crew boats, and other various
type risks.
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Time Share Ownership Get A Quote
The time share operates similar to a time share condo in that the owner gets to use the boat a
set number of days or weeks each year. The time share owner is part owner of the boat.
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Occasional Charter or Fishing Guide Get A Quote
This is for the boat owner who wishes to offset some expenses by offering part-time, occasional charters or guide services. Based on the location of the vessel
we can offer up to 24 charter-guide days per year. Must have USCG captain license or guide license.
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Six Pack Charters Get A Quote
This is for fishing charters or similar activities and allows up to 6 paying passengers. A licensed USCG Captain is required. This can be the boat owner or a paid captain.
Additional crew coverage is available.
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USCG Inspected Charter Get A Quote
This is for fishing charters or similar activities and allows more than 6 paying passengers. The number of passengers allowed is determined
by the USCG. A licensed USCG Captain is required. This can be the boat owner or a paid captain.
Additional crew coverage is available.
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Bare Boat Charter Get A Quote
A Bare boat charter is similar to a boat rental business. With this risk, the boat is generally larger, higher in value, the rental period is longer and the renter is an experienced boater.
In this program the coverage extents to the renter.
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Fishing Guides Get A Quote
This risk is for smaller, bass-style boats operating inland and carrying 2 or 3 passengers. Most states require that the operator possesses a Guide License or USCG License.
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