Some boat insurance companies have a separate electronics deductible. This deductible is lower than the hull
deductible. If you have a $40,000 boat with a 1% ($400) hull deductible, this $400 would apply to electronics
unless you have an electronics deductible.
The electronics deductible is a flat amount of $250, $500 or other specific amount. Some boat insurance
programs will automatically include a lower electronics deductible while others add it by endorsement for free
or for an additional premium. Some companies do not offer a lower electronics deductible.
Review our in-depth Boat Insurance Guide.
See our side by side comparison of the programs represented
by United Marine.