Massachusetts Boat Insurance


It is called the Bay State for a reason. If you live in Massachusetts you can rest assured that there will always be somewhere to take your boat. No matter if you head into the bay or one of the many lakes and rivers in the state, you are going to have the time of your life – but only if you have the right Massachusetts boat insurance policy.

Boating without insurance is a mistake. You are not required by law to carry coverage, but this will go a long way in cutting back on stress.

When you have a boat insurance policy, your vessel is covered for everything from natural disasters to accidents (on and off the water) and much more.

United Marine Underwriters has a quick online quote for Massachusetts boat owners. You can get a quote in 90 seconds and purchase online. Many boat owners get a quick quote and then call us to discuss and purchase coverage.

Register your Boat in Massachusetts

From the first day you own your boat, you must make sure it is registered with the state of Massachusetts. This is extremely important as the law requires it.

You can learn more about the boat registration process by visiting the Massachusetts Environmental Police website.

Where to Boaters live in MA?

Massachusetts is not a very large state, but it is home to the city of Boston as well as many other areas that attract boaters. The MA cities with the highest concentration of boaters include:

  • Boston
  • Worcester
  • Springfield
  • Lowell
  • Cambridge

One of the main reasons for not buying Massachusetts boat insurance is a lack of knowledge. If you are unsure of what you are doing, you can contact us for more information. It is our job to explain what is available to you while helping you find the best policy.

There is no better time than now to insure your vessel. Although it will cost a few dollars per month, the coverage that you receive in return is well worth it.

Like our boat insurance service but prefer working with your Massachusetts boat insurance agent? Your insurance agent can purchase and service this quote for you. Boat insurance is a specialty and like most specialty insurance programs, we do business directly with you the boat owner and with insurance agents. There is no change in the premium or any additional cost to you. You get the benefit by having a great boat insurance policy and your local agent to service your policy.