United Marine understands the special needs of recreational vehicles and we provide the insurance coverage to protect your investment. Coverages endorsed to an automobile policy rarely offer the same broad coverages as our Motor Home and Travel Trailer polices. Our policies are written with easy, understandable language and provide coverage for Liability and Damage to your vehicle. Liability coverage protects you from accidents that may arise from using your recreational vehicle. The damage to your vehicle is covered by Comprehensive and Collision protection. This provides coverage for collision, fire, theft, windstorm, landslide, vandalism, and more.
Our policies have different ways to protect your investment in your recreational vehicle.
Total Loss Replacement: We will replace your RV or travel trailer if damaged beyond repair.
Outstanding Balance: This coverage guarantees your loan balance will be paid in the event of a total loss.
Agreed Value: When we've agreed with you on the value of your RV or Travel Trailer you will be paid this amount in the event of a total loss.
Purchase Price: This policy will pay you the purchase price of the vehicle in the event of a total loss.
Our Motor Home Insurance and Travel Trailer Insurance policies also have additional coverages available for Towing and Labor, Personal Effects, Vacation Liability, Emergency Expenses, Diminishing Deductible, Mexico Coverage and Accidental Death.
United Marine Recreational Vehicle Insurance offers many premium discounts. We offer discounts for memberships in approved recreational vehicle associations. We also offer loss free discounts and diminishing deductibles. Your deductible decreases every claim-free year of coverage with no deductible after four consecutive claim-free years. We offer credits for safety items such as anti-lock brakes and approved driving safety courses. We also offer multiple deductible options for additional premium savings.