As a marine industry leader, United Marine Underwriters has provided quality and competitive insurance services to boat owners
across the nation since 1990.
We are an insurance agency not an insurance company — this puts you at an advantage when comparing quotes. Benefits that we offer
include obtaining multiple insurance quotes as well as individualized customer service. Our agents are here to help you find
your best possible personal effects insurance quote.
Marine Insurance Basics
Boat insurance policies are designed to cover accidental losses. Our
Quick Quote
feature collects competitive personal effects insurance quotes from industry leaders. We can also develop an insurance policy that is tailored
to your specific needs. Whether you’re looking for insurance as a business or an individual, you need appropriate coverage for your
vessel and its intended use. Some policy points include:
- Liability
- Uninsured boaters
- Captain and crew liability
- Agreed amount value
What is Personal Effects Insurance?
Marine insurance policies usually include personal effects insurance coverage. Most items on the boat are considered part of the boat and are
therefore covered by hull insurance. Such equipment includes electronics, furniture, safety equipment such as life jackets, and ship to shore cords.
Personal effects insurance covers items not intended for boat operation. Clothing, fishing rods, scuba equipment, cell phones, and radios
would all fall under personal effects insurance.
Online Insurance Resources
In addition to finding your best possible quote, we also offer multiple marine insurance related resources. Read our
boat insurance guide to learn
more about hull damage, deductibles, liability, and other insurance coverage topics. We also outline the
boat insurance basics that
you should know before purchasing a policy for personal effects insurance online.
Need to file an insurance claim? Consult our Claims Center where we lay out what information our insurance adjusters will need.
Other online insurance resources include:
