Yacht Insurance Quotes on Your Screen in 90 Seconds
Yacht insurance is one of many types of boat insurance that we offer.
Our unique Quick Quote
feature provides marine insurance quotes in 90 seconds.
Whether your vessel is a personal yacht, corporate yacht, or occasional charter, you should consider the
benefits of a yacht insurance policy. While most states do not require yacht insurance by law, many yacht
owners enjoy the extra coverage. After all, accidents happen.
Yacht Insurance Coverage and Features
- All Risk Physical Damage Coverage: Protects against accidental, direct physical loss or damage to your yacht unless specifically excluded. Common exclusions include wear and tear, corrosion.
- Replacement Cost - Agreed Value Options Actual Cash Value: Replacement cost pay up to 120% of vessel value if total loss and the replacment cost has increased. This is usually limited to new boats up to three or four years of age. Agreed value is the most common. Pays the full insured value in case of total loss, without depreciation. Actual Cash Value (ACV) is available from most insurance companies but United Marine does not recommend this option. ACV pays the current market value in the event of a total loss.
- Liability Protection: Covers bodily injury, property damage, and pollution spill liability at no extra cost.
Additional Benefits
- Salvage and wreck removal
- Medical Payments
- Fuel Spill Liability
- Towing and Emergency Services
Cost and Quote Process
- Quick Quotes: Quotes on your screen in 90 seconds. Click here for Quick Quote.
- Premium Factors:
- Yacht value, length, and age
- Navigational Area. Florida and Gulf Coast have higher rates.
- Usage type like pleasue vs charter
- Owner experience
- Cost: Yacht insurance generally costs 1%–5% of the yacht’s value annually.
For example:
* $100,000 yacht → $1,000–$5,000/year
* $500,000 yacht → $5,000–$25,000/year.
Why Choose United Marine
- Compares multiple quotes from A+ rates Insurers
- Specialized marine insurance agents
- The very best customer service
Our Insurance Agents Work For You
As marine industry leaders, we offer a wide range of coverage, from the most basic boat insurance policy to the
broadest. Our team of marine insurance specialists will work with you to determine the best and most affordable
coverage for you, your yacht, and your lifestyle.
United Marine Underwriters is an insurance agency not an insurance company — this puts you at an advantage
when comparing yacht insurance quotes. Benefits that we offer include obtaining multiple yacht insurance quotes
as well as individualized customer service. Our agents are here to help you find your best possible yacht insurance quote.
You can trust our qualified yacht insurance specialists to help determine appropriate insurance coverage for your
yacht. We make obtaining insurance coverage a fast and easy experience! You can
get an Instant Quote
directly from our website.
Read our boat insurance guide
to learn more about hull damage, personal effects coverage, liability, and other yacht insurance related topics.
Questions About Your Yacht Insurance Quote?
Check our
Frequently Asked Questions for a quick answer to your yacht insurance quote or related question. These include:
You can also contact an insurance agent.
Get your yacht insurance quote now!
